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                                  Certain materials may be owned or administered by third parties and are used with permission.  New York Life Insurance Company owns the NEW YORK LIFE, NEW YORK LIFE Blue Box logo, and certain other trademarks displayed on this site; other trademarks remain the property of their respective owners.

                                  New York Life Insurance Company or its affiliates (collectively, “NYL”) own or license all NYL content and materials available on this site. You may save designated materials on your own computer or print them for your personal use. Any other use of these materials is prohibited.

                                  All content, material, and links on this site is provided AS IS for your convenience and for general informational purposes. Your purchase of any insurance or financial product remains governed by the terms of the insurance policy, annuity contract, or other offering documents provided in connection with the purchase. No contrary terms or information available on or through this site modify those documents.

                                  Disclosure

                                  Ryan Garnto is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, FL, GA, MI, MS, SC, TN, TX, and WA. No insurance business may be conducted outside the states referenced.

                                  Ryan Garnto is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2539 Lafayette Plaza Dr Ste 201, Albany, GA, 31707, 229-270-2254. In this regard, this communication is strictly intended for individuals residing in the states of AL, CO, FL, GA, IA, MD, MI, NJ, NV, PA, SC, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

                                  Ryan Garnto is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, CO, FL, GA, IA, MD, MI, NJ, NV, PA, SC, and VA. As such, these services are strictly intended for individuals residing in the states referenced.

                                  GARNTO FINANCIAL GROUP is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                                  Neither GARNTO FINANCIAL GROUP nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                                  For more information about NYLIFE Securities LLC and its investment professionals.

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                                  • WHO WE ARE
                                    • Meet Our Founder
                                      • Strategic Resources
                                      • WHAT WE DO
                                        • Our Planning Process
                                          • Business Solutions
                                            • Personal Solutions
                                              • Investment Management
                                                • Insurance and Annuities
                                                • RESOURCES
                                                  • Investment Newsletter
                                                    • Calculators
                                                    • GET IN TOUCH
                                                      • Location and Contact
                                                      • CLIENT LOGIN
                                                        • eMoney
                                                          • New York Life
                                                            • Eagle Strategies
                                                              • Mainstay Funds
                                                                • American Funds
                                                                  • Ameritas

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